The recovery of business debts. Handling credit-control problems and managing cash-flow.

What is commercial debt?

Commercial debt is a debt owed to a business by another business. Cash flow is directly affected by unpaid debts. This means adequate debt management is an important process for businesses. Many companies need to regulate a positive cash flow to ensure they work efficiently and at a profit.

When any company has late payers or is unable to secure payment it can be difficult to know how to move the situation forward. Finding a credible commercial debt recovery agency is logically the next step to ease any concerns about growing bad debt being written off. This in turn decreases your risk of insolvency.

What can we do for your business?

We are sympathetic and attentive to every company's situation. Each customer is different and business debt recovery requires staff with extensive knowledge. We ensure we dedicate each customer a case handler for exactly this reason. They will listen to you; learn your situation, your story and your business. This allows us to chase debts with as much information as possible, raising your chances of seeing your debt recovered in full and sooner.

We have all the necessary tools to track and monitor the performance of a business. Our recovery team will analyse the financial status of a company so we have the most accurate knowledge of whether they can pay. Our recovery team are also very well versed in laws surrounding business debts and our qualified on-site legal team are able to help prepare court documents.


Are You Owed Money have a professional, experienced team offering expert advice about collecting your debts. The combination of an experienced collections team, legal support, case handlers and a proven collection strategy brings together a service you can rely on, all this alongside a superior client portal which allows you to track your case from beginning to end.

The client portal lets you see how and when we've contacted your debtors as well as what we have recovered. Using a simple login you can access your case anywhere in the world both in and outside of office hours.

Get in Touch

If you have any questions about our commercial debt collection service you can call us Monday-Thursday 9am-5.15pm and Friday 9am-4pm on 0800 130 3357 or by filling in our enquiry form here.

Alternatively you can get in contact by emailing enquiries@ayom.co.uk and one of the team will get back to you as soon as possible. We look forward to hearing from you.

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